Credit Cards — All Banks
30 Cards
⚠ Major 2025–2026 Policy Changes
- HDFC Bank (Jul 2026): Regalia Gold & Diners Club Privilege now require ₹60,000/quarter spend
- ICICI Bank (Jul 2025): Phased out domestic DreamFolks access
- IDFC FIRST Bank: Switched to Elite Assist for domestic lounges
- Axis Bank (Apr 2026): Moving to spend-based models
- Scapia: Spend threshold ₹10,000/billing cycle — lowest in market
Debit Cards — All Banks
15 Cards
⚠ Key Debit Card Changes 2026
- HDFC Debit Cards: Quarterly spend requirement doubled to ₹10,000. Voucher-based system
- IDFC FIRST Debit: International lounge moved to LoungeKey
Summary & Rankings
★ Data verified from official bank sources, May 2026. Always confirm current T&Cs with your bank before travelling.